Standard Chartered Credit Card Bill payment - Pay Online & Offline

Once you make purchases using your Standard Chartered credit card, you have got to pay the used amount back to the bank. This must be done once your Standard Chartered credit card statement is generated for a particular period.  Standard Chartered credit card offers a few ways, each online and offline, to pay your credit card bill quickly and conveniently. each method features a totally different payment processing time, that you need to be aware before initiating credit card bill payment.

 

Payment Method

These are the widely used methods for online payment of credit card bill. You can follow the underwritten steps for making the payment.

  • Internet Banking

Processing time- Same Day

  • Login to your Standard Chartered net banking portal and enter the 16-digit Standard Chartered Bank Credit Card number
  • Enter the amount you want to pay- total outstanding or minimum amount due, else enter a preferred amount
  • Select the right bank account from which the execution of this payment can occur
  • You’ll be redirected to the payment interface of your chosen bank
  • Feed-in your Net Banking User ID and Password along with required details
  • Once you click on pay, the amount will be debited instantaneously and an online confirmation along with a Transaction Reference Number will be sent to you

 

STANDARD CHARTERED BANK ACCOUNT HOLDER (ONLINE PAYMENT)

Standard Chartered BANK offers few others method of Online Bill Payment.

  • NEFT
  • IBFT
  • Bill-Desk
  • Auto Debit
  • VISA Card Pay

 

STANDARD CHARTERED BANK ACCOUNT HOLDER (OFFLINE PAYMENT)

People who are not comfortable with online bill payment can opt for offline payment of bills. Standard Chartered Bank offers few others method of Offline Bill Payment.

  • Cash
  • Cheque
  • Customer Care

 

Moratorium on Standard Chartered BANK Credit-card Bill Payment under RBI’s COVID-19 regulatory

Following the guidelines mentioned in RBI’s COVID-19 regulative Package, Standard Chartered Bank Card is permitting its cardholders the facility to avail moratorium on bill payments. Here are the necessary highlights of this facility: 

  • All credit card holders who are making bill payments frequently and don't have any overdue are eligible for the moratorium
  • Interest charges are going to be applicable on the outstanding amount even during the moratorium period
  • Late payment charges won't be applicable
  • To opt for a moratorium, you need to place a letter of invitation with the bank five days before the payment due date
  • This is not a discharge of the outstanding amount or EMI, simply a deferment till August 2020
  • Cardholders will need to pay the whole outstanding amount along with the accumulated interest charges on the next due date after August 2020
  • Opting for the moratorium period won't have an effect on your credit score

 

For more details related to the COVID-19 Moratorium period.

 

FAQs

These are some of the frequently asked questions (FAQs) by customers related to Standard Chartered Bank Credit Card.