FAQs on Citibank Credit Cards

These are some of the frequently asked questions by customers related to Citi bank Credit Card.

• I want to apply for a Citibank card. which one among all the Citi bank credit cards the best?

Citibank offers different types of credit cards that are best fitted to shopping, travel and reward points. Citi Rewards, Citi Cashback and Citi Premiermiles are a number of the popular credit cards offered by the bank. However, before applying for a credit card, it's better that you simply compare different credit cards from alternative banks based on your monetary requirements.

• Can Citibank Credit Cards be used internationally?

Citibank India offers Credit cards which may be used internationally, that's it can be utilized in India and abroad. Credit Cards, however, cannot be used to make foreign currency transactions in Nepal and Bhutan. There also are domestic-only cards offered with Citibank just like the ‘Citibank Rewards Domestic Card’ which can solely be utilized in India and at Indian web portals.

• How am I able to redeem Citibank card reward points?

Rewards points accumulated on any credit card offered by Citibank are redeemable at partner outlets against fuel, gift vouchers, air miles, cashback or at online shopping retailers. To understand more regarding how to redeem Citibank card reward points.

• Can I avail loan on the card?

Citibank credit cards provide loan against the credit limit of the credit card. The loan is often sometimes over and higher than the credit limit. For any loan help, the cardholder could contact Citi phone. Interest rates vary on different cards. Once the loan is approved the draft reaches the customer within 3 working days of the request. 

• What is the validity period of cards?

The credit cards are valid for three years. This is often additionally applicable for Citibank add-on credit card. Post three years each credit-cards are dispatched in the month before card expiration. This is often at the sole discretion of the bank whatsoever. The credit card would bear the same number with a different CVV number.