Metro Kotak Bank Credit Card Features and Benefits
Category
cashback
Fintra's Rating
3.65/5
Metro Kotak Bank Credit Card Features and Benefits
- Save up to 1% on Metro Spends, which is capped at Rs. 10,000 per statement cycle
- Cashback Structure is as follows:
a. Monthly Minimum spend slabs
b. Rs. 10,001 to Rs. 30,000 Spends - 0.25% Cashback
c. Rs. 30,001 to Rs. 5 Lakh - 0.50 % Cashback
d. > Above Rs. 5 Lakh - 1% Cashback
- Credit Free Period of 48 Days
- Rupay Contactless provides a quick, safe, and secure way to pay. Just tap the Metro Kotak Bank Credit Card and pay for transactions up to Rs. 5000 without a PIN
Interest Charges: Up to 3.50% per month, accounting to 42% per annum
Metro Kotak Bank Credit Card FeesWelcome/Activation benefit of up to Rs. 500 cashback on the first swipe within 30 days of card issuance. This is valid on transaction value of Rs 10,000 in a day
Metro Kotak Bank Credit Card Welcome OffersPros
- Save up to 1% on Metro Spends, which is capped at Rs. 10,000 per statement cycle
- Activation benefit of up to Rs. 500 cashback on the first swipe
- For spends done between Rs. 10,001 to Rs. 30,000 get 0.25% Cashback and for spends Rs. 30,001 to Rs. 5 Lakh get 0.50 % Cashback
Cons
- No International or Domestic Airport Lounge access
- No golf or fuel benefits
- No rewards or other travel related benefits
