Indian Overseas Bank Zet Credit Card - Indian Overseas Bank Cards
₹0 / Joining Fees
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On Indian Overseas Bank official website
Issued by Indian Overseas Bank
Joining Fees: ₹0 · Renewal Fees: ₹0
I
Fees
Interest Charges: 3.25% per month, accounting to 39% per annum
Full Fees →
Features
- Open a fixed deposit starting from Rs. 2,500
- Earn up to 7% interest on your fixed deposit
- Your FD is insured by RBI- FD is insured up to Rs. 5 lakh by the DICGC under the DICGC Act 1961
- Credit Limit is set at 90% of the FD amount
- Lifetime Free Card- Zero annual fee and no hidden charges
- Easy application process with no credit score check
- UPI Credit Card- Get flat 2% cashback on ZET UPI payments
- Fuel Surcharges: Surcharge of 1% of the total transaction amount will be levied
- Get Discounts and cashback on 80+ top brands, for example see below some of the offers:
A. SWIGGY- Up to 20% Discount
B. BookMuShow- Up to 20% Discount
C. Zomato- Up to 20% Discount
D. Amazon Pay- 5% Cashback
E. FlipKart- 5% Cashback
F. PVR- 18% Cashback
G. Myntra - 5% Cashback
H. NYKAA - 4.5% Cashback
I. InstaMart - Up to 20% Discount
Full Features →
Editor's Review
Pros
- No income proof or credit history required
- Earn up to 7% interest on your fixed deposit
- Enjoy Discounts and cashback on 80+ top brands
Cons
- No Travel perks
- No Lounge access
- No rewards or golf benefits
Full Editor's Review →