14 Best ICICI Bank Credit Cards in India 2024

Posted by  Fintra , updated 2023-12-06

14 Best ICICI Bank Credit Cards in India 2024

Founded in 1994 in Vadodra, ICICI Bank is known to be the second-largest private sector and the most recognized bank in India. It's believed around 1998, ICICI Bank was one of the first banks in India to launch internet banking services. It has created a massive user base with its unique offerings, making it the second-largest bank in India in terms of assets and market capitalization. ICICI Bank offers a variety of credit cards with unique offers and features that have remarkably improved over time. Credit cards are offered under numerous categories, including travel, shopping, entertainment, dining, movies, rewards, and more. 

Recently ICICI Bank has launched an exclusive ICICI Rewards Program to process the reward points. With various credit cards in its portfolio, the bank issues entry-level to super-premium credit cards, it keeps different segments of individuals in mind. Moreover, few of its no annual fee credit cards, like Amazon Pay ICICI Bank Credit Card, are among the most favoured cards in the Indian market. Thus, possessing a credit card from ICICI Bank will be a wise decision for everyone, provided you are using the card responsibly.

Since the bank provides a host of options, it could get challenging to select the best credit card as per an individual's requirements. Hence, to assist in choosing the right one, Fintra has curated a list of the top ICICI Bank Credit Cards.

Following are the Top 14 ICICI Bank Credit Cards in India you must own in 2024:

Amazon Pay ICICI Credit Card

ICICI Amazon Pay Credit Card was originally an invite-only card, but now it's open for application. The Amazon Pay ICICI Credit Card is a co-branded credit card offering benefits on online shopping; it has specifically been designed to avail discounts on purchases at Amazon. In general, only Amazon Prime members will earn the maximum benefits through this credit card. For example, this card has been created to reward frequent shoppers at Amazon in the form of cashback, no-cost EMI, and more. Thus, the users of Amazon Prime will get more privileges than non-prime members.

                         amazon pay ICICI credit card

Following are some of the highlights of the Amazon Pay ICICI Credit Card:

More details about the credit card can be found here. 

ICICI Bank Sapphiro Credit Card

Categorised under the Gemstone Collection of ICICI premium credit cards, ICICI Bank Sapphiro Credit Card is known to be the premium credit card which is best suited for those who frequently travel domestic and international, and desire to avail premium benefits such as Visa lounge access, golf privileges, Dreamfolks membership, and much more. 

                       ICICI Bank Sapphiro Credit Card

Following are some of the highlights of the ICICI Bank Sapphiro Credit Card:

More details about the credit card can be found here.

MakeMyTrip ICICI Bank Signature Credit Card 

MakeMyTrip ICICI Bank Signature Credit Card, a co-branded credit card, offers benefits on travel and hotel bookings and offers access to the selected airport or railway lounges in India. To avail maximum benefits of this credit card, you must frequently travel and make bookings via MakeMyTrip

                         MakeMyTrip ICICI Bank Signature Credit Card

Following are some of the highlights of the MakeMyTrip ICICI Bank Signature Credit Card:

More details about the credit card can be found here.

ICICI Bank HPCL Super Saver Credit Card

ICICI Bank HPCL Super Saver Credit Card, a fuel credit card, offers benefits on fuel transactions at HPCL outlets. Moreover, while using this card, one can get high rewards on fuel with 5% cashback on HPCL fuel pumps, and earn discounts on other categories, including utility payments, grocery, and departmental store purchases. 

                     ICICI Bank HPCL Super Saver Credit Card

Following are some of the highlights of the ICICI Bank HPCL Super Saver Credit Card:

More details about the credit card can be found here.

ICICI Bank Emeralde Credit Card

Termed as one of the best credit cards offered by ICICI Bank, the ICICI Bank Emeralde Credit Card is a premium credit card. It is mostly best suited for high net worth individuals and/or super-premium customers who travel lots and require premium privileges everywhere. The cardholders will gain huge lifestyle and shopping benefits, travel discounts, access to premium golf courses, and much more. However, it is believed that this credit card is only issued to applicants with a minimum salary per month Rs. 3 Lakh or every year files an ITR of Rs. 30 Lakh.

                             ICICI Bank Emeralde Credit Card

Following are some of the highlights of the ICICI Bank Emeralde Credit Card:

More details about the credit card can be found here.

 ICICI Bank Coral Credit Card

The ICICI Bank Coral Credit Card, a point-based basic credit card, is mostly only recommended for its various shopping offers. The card entitles the cardholder to earn Reward Points on transactions. In association with ICICI Bank, Rewards, which is India’s largest Reward Programme, powers ICICI Bank Rewards to bring together a suite of exciting rewards from everyday spending. One can earn Reward Points when using the card and even earn additional points from Reward Partner Brands for the same purchase. It's believed that sometimes the bank offers this credit card to its loyal customers as a pre-approved card which doesn’t attract a joining fee or an annual fee. This makes it a harmless card to have.

                          ICICI Bank Coral Credit Card

Following are some of the highlights of the ICICI Bank Coral Credit Card:

More details about the credit card can be found here

ICICI Platinum Chip Credit Card

The ICICI Platinum Chip Credit Card, which is a point-based basic credit card, offers a huge list of frequent offers with its partners, making it ideal for customers to get interested in shopping discounts. This credit card can be deemed useful for novices who already have a credit card and are scrutinising to avail interesting offers. It's believed the cardholder needs a valid fixed deposit with ICICI Bank, and the minimum deposited amount should be around Rs. 20,000 for 180 days or more.

                         ICICI Platinum Chip Credit Card

Following are some of the highlights of the ICICI Platinum Chip Credit Card: 

More details about the credit card can be found here

MakeMyTrip ICICI Bank Platinum Credit Card

In collaboration with MakeMyTrip, a well-known travel company, ICICI has introduced this credit card with the core function related to tours and travels. There is no annual fee, just pay the joining fee for the first year. Get cashback on spends, which are credited to the cardholder's, ’My Cash’, which has a validity of 90 days and only can be used in making spends via this credit card. MakeMyTrip ICICI Bank Platinum Credit Card is a good option for frequent travellers.

                         MakeMyTrip ICICI Bank Platinum Credit Card

Following are some of the highlights of the MakeMyTrip ICICI Bank Platinum Credit Card:

More details about the credit card can be found here

Emirates Skywards ICICI Bank Emeralde Credit Card

Recently, ICICI Bank, in partnership with the popular Emirates airlines, launched the Emirates Skywards ICICI Bank Emeralde Credit Card. This is a travel credit card best suited for those who travel frequently via Emirates. Along with its reward rate and other benefits, one also enjoy exciting travel privileges, complimentary airport lounge access, spa sessions, and many more. Apart from this, cardholders are also entitled to obtain complimentary movie tickets, exciting deals on dining, and many more benefits. 

                         Emirates Skywards ICICI Bank Emeralde Credit Card

Following are some of the highlights of the Emirates Skywards ICICI Bank Emeralde Credit Card:

More details about the credit card can be found here 

 Emirates Skywards ICICI Bank Sapphiro Credit Card

One another new co-branded travel credit cards issued by the ICICI Bank in association with Emirates airlines is the Emirates Skywards ICICI Bank Sapphiro Credit Card. The Sapphiro card has a joining fee of Rs. 5,000, and it welcomes its users with a bonus of 5,000 Skywards Miles, which can be used for travel-related bookings through the Emirates Skywards website. Gain up to 2 Skyward Miles for every Rs. 100 spent through the card and redeem them for a host of options. Along with this, the cardholder will get exciting travel benefits such as complimentary Emirates Skywards silver tier membership that can later be upgraded to the Gold tier on achieving the milestone spend from the second year. Get complimentary domestic and international lounge access, and there are lots more other benefits as well. 

                             Emirates Skywards ICICI Bank Sapphiro Credit Card

Following are some of the highlights of the Emirates Skywards ICICI Bank Sapphiro Credit Card: 

More details about the credit card can be found here

Emirates Skywards ICICI Bank Rubyx Credit Card

The third credit card that ICICI Bank has launched in partnership with the exclusive Emirates Airlines is the Emirates Skywards ICICI Bank Rubyx Credit Card. This is the most basic card out of the three and the most premium one. It has a nominal joining and annual fee of Rs. 1,000. This card is designed for those who frequently travel via Emirates airlines and desire to have an affordable credit card with maximum travel benefits. Gain rewards in the form of Skyward Miles, and earn up to 1.5 Miles on every Rs. 100 spent and redeem the miles against diverse options available on the Emirates Skywards website. The cardholders will also get complimentary domestic lounge access, complimentary Dreamfolks membership, and several other benefits. 

                          Emirates Skywards ICICI Bank Rubyx Credit Card

Following are some of the highlights of the Emirates Skywards ICICI Bank Rubyx Credit Card:

More details about the credit card can be found here

ICICI Bank British Airways Classic Credit Card

A co-branded credit card, which is issued by the ICICI bank in collaboration with British Airways, the ICICI Bank British Airways Classic Credit Card, provides its customers with exclusive travel benefits. The card has two variants: MasterCard & American Express, and both provide the benefits of two cards with a single account. Get rewards in the form of Avios,and they're redeemable against hotel/flight bookings and various other travel and lifestyle-related spends.

                               ICICI Bank British Airways Classic Credit Card

Following are some of the highlights of the ICICI Bank British Airways Classic Credit Card:

More details about the credit card can be found here 

ICICI Bank Rubyx Credit Card

ICICI Bank Rubyx Credit Card, India’s first dual platinum credit card, aims to furnish its customers with benefits in various categories. It has three variants: Visa, MasterCard, and American Express. However, currently, only the Rubyx Visa Credit Card is being issued by the bank. The card has a joining fee of Rs. 3,000, and it welcomes its cardholders with travel and shopping gift vouchers worth Rs. 5,000 or more. Earn ICICI Reward Points on almost all domestic and international spendings and redeem the points against cash or gifts. One can even earn up to 4 Reward Points on every Rs. 100 spend. The card also provides exciting lifestyle benefits, exclusive discount offers on dining, a 25% discount on movie tickets on BookMyShow and Inox, and railway and airport lounge access. 

                           ICICI Bank Rubyx Credit Card

Following are some of the highlights of the ICICI Bank Rubyx Credit Card:

More details about the credit card can be found here

Chennai Super Kings ICICI Bank Credit Card

Recently the Chennai Super Kings ICICI Bank Credit Card has been launched by the ICICI Bank in association with the IPL team, CSK. This card has been invented for those who are huge fans of the team and dream to meet the team players or getting their autographs. Other than offering exciting privileges targeted at CSK fans, the card even offers a decent reward rate on all other retail spends and accelerated rewards on CSK match days. Earned reward points are redeemable against a variety of options including CSK merchandise. 

                        Chennai Super Kings ICICI Bank Credit Card

Following are some of the highlights of the Chennai Super Kings ICICI Bank Credit Card:

More details about the credit card can be found here

Conclusion 

From the above details, we can conclude that be it any category, from shopping and travel to movies and dining cards, ICICI Bank has created various credit cards to suit all types of spending categories in its portfolio. With a lot of ICICI Bank credit card options available, it can get pretty confusing and tough to go through all the features and benefits of those cards. Therefore, to assist with this, Fintra experts have listed above the best ICICI credit cards available in India. Now you can easily read through the blog and apply for a card on the basis of the benefits and features they offer and suit you the best.

 

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