The Apollo SBI Credit Card is a co-branded credit card offered by SBI Card in partnership with Apollo Hospitals. It is designed to provide exclusive benefits to customers who frequently visit Apollo Hospitals or its affiliated medical facilities. It is one of the few credit cards that offer healthcare benefits. With this card, you can obtain an instant discount on selected Apollo services and avail extra rewards for using the card at any of the Apollo Hospitals.
In this blog, we will discuss in detail the features, fees, benefits, eligibility, and application process for the Apollo SBI Credit Card.
The Apollo SBI Credit Card offers a range of benefits and features, including reward points that can be redeemed for Apollo services such as e-Gift Vouchers or Health Credits. Once approved, cardholders can enjoy exclusive perks such as discounts on Apollo services and access to special events and promotions. Reward points are typically credited within 20 days of payment of the joining fee, and can be redeemed instantly for a variety of services and products.
The Apollo SBI Credit Card offers a range of benefits and features, including a Welcome benefit of complimentary OneApollo Gold Tier membership for the first year for both new and existing cardholders. To continue with the Gold tier membership in the second year, cardholders must spend at least Rs. 75,000 at the Apollo Ecosystem during the year. For specific Apollo services such as Apollo Pharmacy, Apollo Sugar, and Apollo Clinic, the minimum spend requirement is Rs. 7,500.
The Apollo SBI Credit Card offers cashback on Apollo purchases, reward points on all other purchases, and discounts on Apollo services. It's important to note that failure to meet the benchmark spending required for membership in the OneApollo Silver-Tier program may result in a downgrading of membership.
The card also offers 500 Reward Points worth Rs. 500 on payment of the joining fee.
The Apollo SBI Credit Card offers 3X Reward Points for every Rs. 100 spent on all Apollo services, up to 10% instant discount at select Apollo services, 2X Reward Points for every Rs. 100 spent on dining, movies, and entertainment, 1 Reward Point for every Rs. 100 spent on Beauty & Wellness services, 1 Reward Point for every Rs. 200 spent on non-fuel retail purchases, and 1 Reward Point for every Rs 1 spent.
The Apollo SBI Credit Card provides the ability to instantly redeem reward points without any minimum threshold, and redeem the rewards through three different options. This card enables you to convert reward points into health credits and offers Apollo vouchers that can be redeemed for healthcare services and products.
Spend-based fee reversal
The Apollo SBI Credit Card has an annual membership fee reversal from the second year onwards if you spend a minimum of Rs. 1,00,000 in a year.
Fuel Surcharge Waiver
The Apollo SBI Credit Card offers a 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000.
Utility Bill Payment
The Apollo SBI Credit Card provides the Easy Bill Pay facility which allows you to conveniently pay your utility bills such as electricity, telephone, and mobile bills.
The feature of Flexipay allows cardholders to convert their transactions into easy monthly instalments. To be eligible for this feature, customers must make a purchase of Rs. 2,500 or more using their Apollo SBI Card.
Easy Money Facility
With Easy Money, cardholders can obtain a draft or cheque against their cash limit and have it delivered directly to their doorstep.
The Apollo SBI Credit Card has a one-time joining fee of Rs. 499 plus GST and a renewal fee of Rs. 499 + GST per annum from the second year onwards. This fee can be reversed if the annual spending for the last year is equal to or greater than Rs. 1,00,000.
Age: The user should be at least 21 years old and not more than 70 years old.
Income: The user should have a stable source of income and meet the minimum income requirements set by Apollo Hospitals and SBI Card.
Credit Score: The user should have a good credit score and a clean credit history. A credit score of 750 or above is usually considered good.
Visit the SBI Card website and click on 'Credit Cards'
Select the Apollo SBI Credit Card and click on 'Apply Now'
Fill in the required details, including personal information, contact details, and income details
Submit the application along with the required documents, including identity proof, address proof, and income proof
After verification, the credit card will be issued and sent to your registered address
Offline Application: Visit the nearest SBI branch or Apollo Hospitals or its affiliated medical facilities and fill in the application form.
Documents Required: Identity proof, address proof, income proof, PAN card, and passport-size photographs.
Thus, if you are seeking a credit card that offers great rewards and benefits, then look no further than the Apollo SBI Credit Card! With cashback rewards, exclusive discounts, and more, this card is perfect for those who want to make the most of their spending. Apply today to start enjoying the perks!