What is Risk Profile?

• It refers to an assessment of an investor’s willingness and ability to take risks. Determining one’s risk profile is essential to make informed investment decisions.
  
  
• Willingness to take risks refers to an individual’s risk aversion. If a person has low willingness to take on risk, he is said to be risk-averse.
  
  
• The ability to take risks is evaluated through a review of an individual's assets and liabilities
  
  There are primarily 5 categories of Risk profile: Low, Moderately Low, Moderate, Moderately High and High. These risk profiles depend upon various factors such as your age group, the goal of investing, risk appetite, etc. 

* Fintra's Risk profile Calculator helps determine your risk appetite which is used to suggest right investment products & Funds

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